Many of us have broad goals for the future, such as retiring someday, traveling the world, or providing for our children's future. Goals should be time-bound and measurable. Without these parameters, a goal is just an idea.
At Vermont Retirement Planners, we make clients' goals more specific and attainable. To do this we determine:
- the number of years out before using savings
- the necessary monthly savings requirements
- the monthly expenses needed to live well and have fun
- the projected return on savings
While we can influence all four factors, we can only control the first two, the years out and the monthly savings.
We help clients take a snapshot of their financial situation, including current assets, savings rates, and goals. We believe in providing our clients with the education and knowledge they need to limit anxiety and retire successfully.